Archive for April 2021

Did you know that there are an arsenal of laws that protect consumers? Here is a partial list that we use to strategically dispute unethical, erroneous, untimely, and unverifiable information that could end up on your credit report. 1. The Equal Opportunity Act Ensures all consumers are given an equal chance to obtain credit. Lenders…

Every day we receive phone calls from consumers across the nation who are in sheer panic mode.  In many cases, they have been alerted that their personal information has been compromised.  Fixing this issue is MUCH more difficult than simply preventing it from happening in the first place.  So with that in mind, we have…

You may have heard us mention this before, but we wanted to provide you with a bit more information. A new credit scoring model is here!  It allows consumers to have banking information included in their credit scoring.  Here’s how it works… Under this new model, consumers are offered the opportunity to improve their scores…

We always advise our clients (and pretty much everyone we talk to) that having strong credit scores will require you to have some credit cards/revolving credit.  We recommend that consumers have 3-5 of these revolving lines.  When someone has lower or “challenged” scores, it’s important to consider obtaining these essential revolving lines of credit.   We…