Archive for August 2022

7 Ways to Make Your Credit “Recession Proof”

With the US heading into a recession, consumers face potential issues such as higher interest rates, inflation, job loss, and increased debt. This combination of conditions historically also leads to credit problems! You can protect yourself by taking a few steps to “recession proof” your credit scores. Here are 7 things to start doing now,…

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What is a Credit Privacy Number and Why Should They Be Avoided?

In 1974, Congress responded to public concern over privacy by passing the Privacy Act. Among other provisions, the Act established that third parties cannot force consumers to provide their Social Security numbers for purposes other than required by federal law. The law was intended to increase privacy for American citizens and protect them from identity…

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