Credit Tips - Dedicated Credit Repair

Credit Tips

6 Reasons to Be Thankful for Good Credit

By Tiffany Hazelaar | November 24, 2021

This week, we take time out to count our blessings and be thankful for the good fortunes in our lives, big and small. Sometimes there are “hidden” blessings that we may not consider too often, but that tend to be beneficial in our every day lives.  If you have top tier credit, either by practicing…

Why You Should Take Action to Remove Mortgage Lates from Your Credit Report

By Tiffany Hazelaar | November 17, 2021

  The pandemic and job losses that followed caused millions of Americans to be late on mortgage payments.  In some cases it may have been just one late payment, in other cases it was multiple late payments or what is commonly called “rolling” late payments. If those derogatory lates are still on your credit report,…

Beware of These 4 Red Flags of a Credit Repair Company

By Tiffany Hazelaar | November 10, 2021

For most people, credit repair is a bit of a mystery.  We even discussed the credit repair mystery in previous articles.  While our process is time-tested and proven, there are still many credit repair companies out there who tend to mislead people with their advertising. There are very strict Federal laws that all credit repair…

The Dream of Home Ownership CAN Be Your Reality!

By Tiffany Hazelaar | November 2, 2021

We invite you to join us at 6:00pm on November 9th as we have been humbly asked to team with local real estate leaders in presenting a “Zoom and Learn” workshop on home ownership!  We’ll cover important topics such as market stability, credit considerations, and lending guidelines.  All are welcome to attend as this is…

Credit Repair: It’s Not a Mystery, It’s a Process

By Tiffany Hazelaar | October 27, 2021

Sometimes, when people hear about credit repair and the stellar results we tend to get, there is a “too good to be true” attitude – and we understand why.   The results we achieve sometimes to seem like they are too good to be true and therefore, the assumption is that we must be exaggerating, doing…

What Is the Difference Between Credit Repair and Debt Consolidation?

By Tiffany Hazelaar | October 20, 2021

Low credit scores can come from a number of things such as late payments, collections, not having enough credit, too much debt, etc. But sometimes consumers aren’t sure if they should look into credit repair or debt consolidation in an effort to get their finances back into shape.  If you find yourself in this position,…

Is Change Coming to the Credit Reporting Process?

By Tiffany Hazelaar | October 12, 2021

As you might already know, there are three primary companies responsible for credit scoring: Experian, Equifax and TransUnion. All three are private companies and their scoring methods, although very similar, do have some differences that result in a variance of scores between the three. Many in Congress are now calling for a complete overhaul of…

Using Credit Wisely: Think Carefully Before You Buy

By Tiffany Hazelaar | October 5, 2021

We are always telling our clients that they need to establish credit and then use it wisely and make timely payments in order to achieve and maintain high credit scores. It’s not wrong to use credit cards – in fact you MUST use credit cards if you want to have top tier credit.  However, there…

Buying a House Next Year? Do These Things Now

By Tiffany Hazelaar | September 29, 2021

It’s hard to believe we are already entering the 4th quarter of 2021.  With the new year just around the corner, a home purchase might be on your resolution list.  If so, there are a few things you can do now that will save you time, money, and stress when you’re ready to jump into…

4 Big Advantages of Using Credit

By Tiffany Hazelaar | September 22, 2021

Often we meet clients who have little or no history of using credit – folks who prefer to pay for goods and services with cash or debit cards only. While it might seem more responsible to not use much credit, it can actually pose a major problem when trying to finance a house, car, or…