Archive for February 2022

As you begin to approach retirement, you’re typically concerned with your savings and trying to make your money last.  But sometimes just as important is making sure you have and maintain top tier credit scores. The credit bureaus don’t know your age and they don’t know your income, so when it’s time to walk away…

Identity theft is becoming a rampant problem all over the world.  In fact, the Federal Trade Commission received over 4.8 million identity theft claims in 2020 and they estimate that over 9 million people are victims of identity theft annually. Identity theft occurs when someone gets or steals your personal information and then uses that…

When negative credit items appear on your credit report, they can stick with you like a bad habit… the darn things never seem to go away. Say, for instance, you lose your job or have a financial hardship that causes you to be late on several payment such as your car and a few credit…

If you’ve been paying attention to current economic news, you’re probably aware that interest rates are beginning to creep up.  What you may not know is how your credit scores, combined with higher interest rates, could profoundly affect your household budget. Over the next 6-8 months (or sooner) here’s what we are likely to see…