Credit Tips Archives - Dedicated Credit Repair

Credit Tips

Good Things Don’t Always Come to Those Who Wait

It was probably one of our parents who first told us “Good things come to those who wait.”  Chances are, we were wanting something that they either didn’t have or didn’t want to give us at the moment and so they used this phrase in order to buy some time.  Heck, you may have even…

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How Many Credit Cards Should I Have?

“How many credit cards should I have?” This is actually a pretty common question that we hear, so let’s explore it a bit… FICO recommends that you have 3-5 revolving lines of credit (credit cards), but just as important are: A good diversification of credit (revolving, mortgage, cars, etc…) A seasoned history of responsible use…

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One of the Best Gifts You’ll Ever Give Your Child

  When we think of “gifts” this time of year, they usually come in the form of wrapped boxes underneath the Christmas tree and perhaps even delivered by jolly old St. Nick himself! But some gifts that parents give to children aren’t wrapped, can not be held, boxed, or placed under a pine tree.  They…

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Inflation, Interest Rates, Your Credit, and Your MONEY!

  It’s no secret to anyone that inflation has hit us hard in the last 10 months or so, and there doesn’t appear to be an end coming soon.  Some economists actually believe that it will continue well into 2022.  Again, that’s probably nothing that you don’t already know. But did you know that a…

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How Do Collections Affect My Credit Score?

  You may already know that if a bill goes unpaid for an extended period of time it is possible that the creditor may send the bill to a collections agency.   This will commonly happen once a bill is more than 180 days late and after the creditor/lender has made multiple attempts to collect on…

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