Credit Tips - Dedicated Credit Repair

Credit Tips

4 Resolutions That Will Lead to Higher Credit Scores in 2022

By Tiffany Cross | December 27, 2021

Did you live 2021 with poor to average credit scores?   If so, those low scores will cost you more money in 2022 when it comes to things like credit card payments, major purchases (a car or home), and any other purchase that you decide to finance such as that new bedroom furniture you’ve been thinking…

One of the Best Gifts You’ll Ever Give Your Child

By Tiffany Cross | December 22, 2021

  When we think of “gifts” this time of year, they usually come in the form of wrapped boxes underneath the Christmas tree and perhaps even delivered by jolly old St. Nick himself! But some gifts that parents give to children aren’t wrapped, can not be held, boxed, or placed under a pine tree.  They…

Inflation, Interest Rates, Your Credit, and Your MONEY!

By Tiffany Cross | December 15, 2021

  It’s no secret to anyone that inflation has hit us hard in the last 10 months or so, and there doesn’t appear to be an end coming soon.  Some economists actually believe that it will continue well into 2022.  Again, that’s probably nothing that you don’t already know. But did you know that a…

How Do Collections Affect My Credit Score?

By Tiffany Cross | December 8, 2021

  You may already know that if a bill goes unpaid for an extended period of time it is possible that the creditor may send the bill to a collections agency.   This will commonly happen once a bill is more than 180 days late and after the creditor/lender has made multiple attempts to collect on…

How Long Does the Credit Repair Process Take?

By Tiffany Cross | December 1, 2021

The Credit Repair timeline can vary from person to person based on a number of factors, but one thing that doesn’t change is the process that must be followed in order to achieve results.  If you understand this process, it will give you some idea of how long it can take. Here are the steps…

6 Reasons to Be Thankful for Good Credit

By Tiffany Cross | November 24, 2021

This week, we take time out to count our blessings and be thankful for the good fortunes in our lives, big and small. Sometimes there are “hidden” blessings that we may not consider too often, but that tend to be beneficial in our every day lives.  If you have top tier credit, either by practicing…

Why You Should Take Action to Remove Mortgage Lates from Your Credit Report

By Tiffany Cross | November 17, 2021

  The pandemic and job losses that followed caused millions of Americans to be late on mortgage payments.  In some cases it may have been just one late payment, in other cases it was multiple late payments or what is commonly called “rolling” late payments. If those derogatory lates are still on your credit report,…

Beware of These 4 Red Flags of a Credit Repair Company

By Tiffany Cross | November 10, 2021

For most people, credit repair is a bit of a mystery.  We even discussed the credit repair mystery in previous articles.  While our process is time-tested and proven, there are still many credit repair companies out there who tend to mislead people with their advertising. There are very strict Federal laws that all credit repair…

The Dream of Home Ownership CAN Be Your Reality!

By Tiffany Cross | November 2, 2021

We invite you to join us at 6:00pm on November 9th as we have been humbly asked to team with local real estate leaders in presenting a “Zoom and Learn” workshop on home ownership!  We’ll cover important topics such as market stability, credit considerations, and lending guidelines.  All are welcome to attend as this is…

Credit Repair: It’s Not a Mystery, It’s a Process

By Tiffany Cross | October 27, 2021

Sometimes, when people hear about credit repair and the stellar results we tend to get, there is a “too good to be true” attitude – and we understand why.   The results we achieve sometimes to seem like they are too good to be true and therefore, the assumption is that we must be exaggerating, doing…