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SIGN UP IN 5 EASY STEPS:

  • 3 CREDIT REPORTS. 1. If a report has already been pulled in the last 30 days- we will use it.*
    *Credit must be pulled by the exact same source at the end as recently, ensuring your client must come back to you to qualify for the guarantee.
    2. If not, go to ONE of the following, make sure that you select: “Three in One Report”.
    • www.truecredit.com
    • www.consumerinfo.com
    • www.myfico.com
    • www.annualcreditreport.com (877-322-8228) (one a year)
  • DRIVERS LICENSE (driver’s license, photo ID, or government issued ID)
  • SS CARD (any document with the client’s name and ss# on it. I.e.: W-2, Pay stub)
  • UTILITY BILL (Must have the client’s current mailing address
  • You will need to send these to us within 72 hours via: 1. E-mail: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it 2. Mail: PO Box 774, Sun City, CA 92586

  • Compare
  • E-Z Pay
  • Enhancement
  • Fast Track



The FAST TRACK program, our most comprehensive level of service affords key additional benefits specifically designed to aggressively improve your credit rating.  Fast results are the goal, getting you back-on-track and moving forward with the purchase, financing, or money saving opportunities you desire.

  • Risk-free refund policy
  • Free support
  • No hidden fees
  • Cancel anytime
  • E – Progress Updates
  • Escalated info requests
  • Rapid Response
  • Debt Dispute / Validation
  • Credit Review & Analysis


90 Day Dispute + Credit Restoration/Maintenance to Follow

To help improve your credit score as quickly as possible, this is our most aggressive service designed to increase you credit in the shortest possible time.  This is a four round dispute service.
Included with: Fast Track

Credit Review and Analysis

Each month, we evaluate your credit report in accordance with the five main factors known to significantly impact credit scoring.
Included with: Fast Track

While the E-Z PAY service focuses solely on disputing items with the credit bureaus, our ENHANCEMENT service adds several interventions which are targeted directly at your creditors. This allows us to help you attack your credit issues on multiple fronts, and increases the likelihood of accelerated results.

  • Risk-free refund policy
  • Free support
  • No hidden fees
  • Cancel anytime
  • E – Progress Updates
  • Escalated info requests
  • Rapid Response
  • Debt Dispute / Validation



Generally speaking, every additional intervention on your behalf increases the likelihood that a favorable response may occur. Since additional methods are brought to bear, Enhancement clients may see more results sooner. However, it is important to remember that a credit repair firm cannot promise a particular result or promise results within a certain timeframe since every case and credit report is different. Our ENHANCEMENT program adds the following interventions and services:
 

E – Progress Updates

You will receive automatic email updates to an email address of your choosing keeping you fully aware of activity on our account
Included with: Enhancement| Fast Track

Escalated info requests

Useful for seriously late accounts, this non-dispute creditor intervention requests either documentation of an account's compliance with various consumer protection statutes, or a requisite alteration to the way it is reported on the client's credit reports.
Included with: Enhancement | Fast Track | EZ Pay

Rapid Response

Useful for multiple derogatory accounts, this dispute intervention requests either removal of an unverifiable item, documentation of an account's compliance with various consumer protection statutes, or a requisite alteration to the way it is reported on the client's credit reports.

Included with: Enhancement | Fast Track | EZ Pay

Debt validation

For certain charged-off and collections accounts, this intervention affirms your rights under the Fair Debt Collection Practices Act (FDCPA) by demanding either a complete accounting of the alleged obligation's statutory compliance, or the removal of the reporting of these accounts.
Included with: Enhancement | Fast Track | EZ Pay

The E-Z Pay service level covers the essentials of credit report repair. Our time-proven methods of credit repair are employed on your behalf to help you clean up your credit reports. The tools and features of E-Z Pay are included in each of our service levels.

  • Unlimited Disputes
  • Free support
  • No hidden fees
  • Cancel anytime


Unlimited Disputes

No matter how many items you have to dispute, you will only be charged our low monthly fee. E-Z Pay gives you unlimited disputes and unlimited deletions at no additional charge.
Included with: E-Z Pay | Enhancement | Fast Track

Free support

We offer toll-free phone support as well as free email at no cost to you. It's our way of ensuring top-notch customer service.
Included with: E-Z Pay | Enhancement | Fast Track

Same day service*

The dispute process begins the same day you identify questionable negative items on your credit reports using the Dispute Valet, our exclusive dispute management system. *Copies of your credit reports are required.
Included with: E-Z Pay | Enhancement | Fast Track

No hidden fees

Our regular retainer covers credit bureau disputes and client support. We do not bill per deletion or by the hour, so you never have to worry about charges sneaking up on you.
Included with: E-Z Pay | Enhancement | Fast Track

Cancel anytime

There's no contractual obligation whatsoever—your retainer agreement covers the delivery of our services one month at a time. You are free to cancel the service at any time without penalty or further obligation.
Included with:  E-Z Pay | Enhancement | Fast Track

Service Highlights E-Z PAY ENHANCEMENT FAST TRACK
Credit Report Analysis/Audit Fee $199.00 $295.00 $595.00
Monthly fee $79.00† $0.00 $0.00
Pay as you go N/A N/A
Cancel anytime
24/7 Website access
Dispute with Equifax
Dispute with Experian
Dispute with TransUnion
Inquiry Rebuttal
Monthly Progress updates
Fair Credit Reporting Act
Fair Credit Billing Act
Fair Debt Collection Practices Act
Risk-free refund policy  
E -Progess updates  
Escalated information requests
RAPID RESPONSE 
DEBT Dispute/Validation
Initial credit review & analysis
Identity Theft Insurance*  * * *
Debt Negotiation* * * *
My Credit Watch* * * *
†Per month per person with additional $100 spousal registration fee.