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Recover Your Credit


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How It Works

DCRUSA

 Ever since the Fair Credit Reporting Act made credit repair possible, abusive creditors have been working to make it complicated and difficult. Our years of experience fighting for consumers have helped us develop a vast arsenal of tools and strategies to make credit repair easy and effective — the way it should be.

Step 1

Complete your enrollment packet

 Retaining Loss Mitigation Associates to raise your credit scores starts with simply taking a few moments to SIGN UP NOW .  Once you have confirmed your E-mail registration we will set up your account and begin the process immediately.  Within 72 hours you will receive your login information so you may log into your account at anytime to view the progress we have made.

Step 2

Send in Your Updates

 On a monthly basis you will receive updates from the credit bureaus on your progress. You need only to send these updates to us for our records within 3 days of receipt.

Step 3

See Your Scores Increase

 Your Scores should begin improving within the first 35 days. Throughout the 90-day program, your Online login account and our Credit Specialist will keep you informed with regular updates. 

Step 4

Monthly Maintenance

 Near the end of your program, our Credit Specialist will review the credit progress with you personally at which time you will be given more options to monitor and/or continue raising your credit score. 

Why credit report repair?

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In the court system, you are presumed innocent until proven guilty. However, in the credit system, it may feel as though you are guilty until you prove your innocence.

Thankfully, the law gives you the right to dispute any credit listing on your credit reports that you feel may be inaccurate, untimely, misleading or unverifiable (questionable items). If a credit bureau can't verify the accuracy of a disputed listing, then it must be removed from your credit report.

The Fair Credit Reporting Act (FCRA) gives you the right to accurate credit reporting. Exercise that right by having your questionable credit listings either verified as accurate or removed from your credit reports according to the law.

 
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